HEARTLAND Credit Union Profile

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HEARTLAND

Charter #62031 | NCUA Region 3 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (620) 669-0177

Fax: (620) 669-8123

Founding Date: N/A

Website: http://www.hcu.coop

Personnel & Operations

President: Christner, Rex

Manager: Springer, Dan

FT Employees: 144

PT Employees: 7

Designations & Ratios

MDI Status: No

RBC Ratio: 12.35%

Membership Type: 99

Branches: 10

Hours: M-F - 7:30 AM-6:00 PM

Credit Union Profile Summary

HEARTLAND is a FISCU Credit Union. With a total of 39,706 members [1], this institution manages approximately $666,917,060 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.76% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.70% [1].

Financial Snapshot

Total Assets [1]
$666,917,060

Total economic resources.

Total Loans [1]
$564,592,091

Total value of outstanding loans.

Total Deposits [1]
$552,147,613

Total funds deposited by members.

Members [1]
39,706

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.76%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.85%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
102.25%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.39%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
4.70%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-0.02%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4000 N MONROE ST

HUTCHINSON, KS, 67502

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 10 branches reported by HEARTLAND (Charter #62031).

Main Office

Support Center Main Office

Type: Corporate Office

4000 N Monroe St

Hutchinson, KS 67502

Phone: (620) 669-0177

Services: None specified

Open in Directions

Additional Branches

Haven

Haven

Type: Branch Office

103 S Kansas St

Haven, KS 67543-9261

Phone: (620) 669-0177

Services: Member Services, ATM, Drive-Thru

Open in Directions

Hays

Hays

Type: Branch Office

2825 Plaza Ave

Hays, KS 67601

Phone: (620) 669-0177

Services: Member Services, ATM, Drive-Thru

Open in Directions

Hutchinson

23rd & Severance

Type: Branch Office

900 E 23rd Ave

Hutchinson, KS 67502-5648

Phone: (620) 669-0177

Services: Member Services, ATM, Drive-Thru

Open in Directions

29th & Main

Type: Branch Office

2900 N Main St

Hutchinson, KS 67502

Phone: (620) 669-0177

Services: Member Services, ATM, Drive-Thru

Open in Directions

Ave A

Type: Branch Office

129 W Avenue A

Hutchinson, KS 67501

Phone: (620) 669-0177

Services: Member Services, ATM, Drive-Thru

Open in Directions

Salthawk Center

Type: Branch Office

Hutchinson High School

810 E 13th Ave

Hutchinson, KS 67501-6144

Phone: (620) 669-0177

Services: Member Services

Open in Directions

Newton

Newton

Type: Branch Office

2201 S Kansas Rd

Newton, KS 67114-8733

Phone: (620) 669-0177

Services: Member Services, ATM, Drive-Thru

Open in Directions

Wichita

Kellogg

Type: Branch Office

12021 E Kellogg Dr

Wichita, KS 67207-1940

Phone: (620) 669-0177

Services: Member Services, ATM, Drive-Thru

Open in Directions

Maize

Type: Branch Office

3777 N Maize Rd

Wichita, KS 67205

Phone: (620) 669-0177

Services: Member Services, ATM, Drive-Thru

Open in Directions