DERRY AREA Credit Union Profile

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DERRY AREA

Charter #6196 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (724) 694-5479

Fax: (724) 694-0570

Founding Date: N/A

Website: http://www.dafcu.com

Personnel & Operations

President: Penich, Brian

Manager: Bush, Donna

FT Employees: 3

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 2

Hours: M-TH 9-4:30 F 9-5:00

Credit Union Profile Summary

DERRY AREA is a FCU Credit Union. With a total of 1,871 members [1], this institution manages approximately $13,507,075 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.65% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -11.00% [1].

Financial Snapshot

Total Assets [1]
$13,507,075

Total economic resources.

Total Loans [1]
$6,226,950

Total value of outstanding loans.

Total Deposits [1]
$11,889,439

Total funds deposited by members.

Members [1]
1,871

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.65%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.52%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
52.37%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.89%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -11.00%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.37%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

160 E 1ST AVE

DERRY, PA, 15627-1926
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by DERRY AREA (Charter #6196).

Main Office

Main Office Main Office

Type: Corporate Office

160 E 1st Ave

Derry, PA 15627-1926

Phone: (724) 694-5479

Services: Member Services, Drive-Thru

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Additional Branches

Latrobe

Latrobe Branch

Type: Branch Office

2906 Ligonier St Ste 16

Latrobe, PA 15650

Phone: (724) 539-1856

Services: Member Services

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