ENERGY CAPITAL Credit Union Profile

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ENERGY CAPITAL

Charter #61936 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (832) 604-4848

Fax: (832) 604-4854

Founding Date: N/A

Website: https://www.eccu.net

Personnel & Operations

President: Rives, Shannon

Manager: Boutte, Kanika

FT Employees: 53

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 4

Hours: 9:00 am - 5:00 pm Monday thru Friday 9:00

Credit Union Profile Summary

ENERGY CAPITAL is a FISCU Credit Union. With a total of 18,804 members [1], this institution manages approximately $253,635,634 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.45% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.56% [1].

Financial Snapshot

Total Assets [1]
$253,635,634

Total economic resources.

Total Loans [1]
$207,671,607

Total value of outstanding loans.

Total Deposits [1]
$218,550,950

Total funds deposited by members.

Members [1]
18,804

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.45%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.15%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
95.02%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
0.63%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
3.56%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.98%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

18540 Northwest Fwy

Houston, TX, 77065

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by ENERGY CAPITAL (Charter #61936).

Main Office

Northwest Community Branch Main Office

Type: Corporate Office

18540 Northwest Fwy

Houston, TX 77065

Phone: (832) 604-4848

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Spring

Campus Branch

Type: Branch Office

Nature 2 Bldg LL B250

22777 Springwoods Village Pkwy

Spring, TX 77389-1425

Phone: (281) 720-0450

Services: Member Services

Open in Directions

Spring Community Branch

Type: Branch Office

24396 I-45 North

Spring, TX 77386

Phone: (832) 604-4848

Services: Member Services, ATM, Drive-Thru

Open in Directions