THE ONE Credit Union Profile

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THE ONE

Charter #6187 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (814) 336-2794

Fax: (814) 724-4034

Founding Date: N/A

Website: http://www.onefcu.com

Personnel & Operations

President: Crandall, Daniel

Manager: Clancy-Young, Heather

FT Employees: 35

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 4

Hours: Monday 9:00am-5:00pm Tuesday-Thursday 9:00a

Credit Union Profile Summary

THE ONE is a FCU Credit Union. With a total of 12,041 members [1], this institution manages approximately $128,746,447 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.94% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 10.65% [1].

Financial Snapshot

Total Assets [1]
$128,746,447

Total economic resources.

Total Loans [1]
$95,030,941

Total value of outstanding loans.

Total Deposits [1]
$116,032,485

Total funds deposited by members.

Members [1]
12,041

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.94%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.53%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
81.90%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 12.64%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 10.65%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.05%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

300 Arch St

Meadville, PA, 16335
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 6 branches reported by THE ONE (Charter #6187).

Main Office

The ONE FCU - Main Main Office

Type: Corporate Office

300 Arch St

Meadville, PA 16335

Phone: (814) 336-2794

Services: ATM, Drive-Thru

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Additional Branches

Cochranton

The ONE FCU - Cochranton

Type: Branch Office

180 N Franklin St

Cochranton, PA 16314-9706

Phone: (814) 425-4089

Services: Member Services, Drive-Thru

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Conneaut Lake

The ONE FCU - Conneaut Lake

Type: Branch Office

10998 State Highway 18

Conneaut Lake, PA 16316

Phone: (814) 336-2794

Services: Member Services, ATM, Drive-Thru

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Meadville

The ONE FCU - Park Ave

Type: Branch Office

868 Park Ave

Meadville, PA 16335-3326

Phone: (814) 336-2794

Services: Member Services

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Saegertown

The ONE FCU - Sagertown

Type: Branch Office

280 North St

Saegertown, PA 16433-5444

Phone: (814) 763-6584

Services: Member Services, ATM, Drive-Thru

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Titusville

Titusville High School Student Branch

Type: Branch Office

302 E Walnut St

Titusville, PA 16354

Phone: (814) 336-2794

Services: Member Services

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