KEMBA Credit Union Profile

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KEMBA

Charter #61810 | NCUA Region 2 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (513) 762-5070

Fax:

Founding Date: N/A

Website: http://www.kemba.com

Personnel & Operations

President: Thole, Thomas

Manager: Sutton, Daniel

FT Employees: 270

PT Employees: 25

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 13

Hours: M-F 8-6

Credit Union Profile Summary

KEMBA is a FISCU Credit Union. With a total of 128,868 members ^[1], this institution manages approximately $1,727,073,944 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.21% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.26% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,727,073,944

Total economic resources.

Total Loans ^[1]

$1,356,461,914

Total value of outstanding loans.

Total Deposits ^[1]

$1,484,111,488

Total funds deposited by members.

Members ^[1]

128,868

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

11.21%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.44%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

91.40%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 1.04%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -5.26%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -0.83%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

5600 Chappell Crossing Blvd

West Chester, OH, 45069

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 14 branches reported by KEMBA (Charter #61810).

Main Office

Operations Center Main Office

Type: Corporate Office

Peyton

Type: Branch Office

Progress Place

Type: Branch Office

145 Progress Pl

Springdale, OH 45246

Phone: (513) 762-5070

Services: Member Services, ATM, Drive-Thru

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West Chester

Union Centre

Type: Branch Office

8763 Union Centre Blvd

West Chester, OH 45069

Phone: (513) 762-5070

Services: Member Services, ATM, Drive-Thru

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