A+ Credit Union Profile

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A+

Charter #6178 | NCUA Region 2 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (512) 302-6800

Fax: (512) 459-1703

Founding Date: N/A

Website: https://www.aplusfcu.org

Personnel & Operations

President: Spillmann, Landon

Manager: Kase, Eric

FT Employees: 506

PT Employees: 39

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 22

Hours: Lobby Hours: M-F 9:00a.m.-5:00p.m. Sat 10

Credit Union Profile Summary

A+ is a FCU Credit Union. With a total of 189,995 members ^[1], this institution manages approximately $2,506,140,843 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.14% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.28% ^[1].

Financial Snapshot

Total Assets ^[1]

$2,506,140,843

Total economic resources.

Total Loans ^[1]

$2,060,344,285

Total value of outstanding loans.

Total Deposits ^[1]

$2,024,050,300

Total funds deposited by members.

Members ^[1]

189,995

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

13.14%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.65%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

101.79%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -1.67%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -4.28%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 0.36%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

6420 E Highway 290

Austin, TX, 78723-1030

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 22 branches reported by A+ (Charter #6178).

Main Office

Main Branch Main Office

Type: Corporate Office

6420 E Highway 290

Austin, TX 78723-1030

Phone: (512) 302-6800

Services: Member Services, ATM, Drive-Thru

A+ Credit Union Profile

A+

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Main Branch Main Office

Additional Branches

Austin

Bastrop

Buda

Cedar Park

Georgetown

Harker Heights

Hutto

Leander

Pflugerville

Round Rock

San Marcos