WHITEWATER COMMUNITY Credit Union Profile

Showing details for WHITEWATER COMMUNITY Credit Union.

Home > OH > WHITEWATER COMMUNITY

WHITEWATER COMMUNITY

Charter #61760 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (513) 202-1306

Fax: (513) 202-1309

Founding Date: N/A

Website: http://www.whitewaterccu.org

Personnel & Operations

President: Broderick-Steffee, Stephanie

Manager: Bowling, Jenny

FT Employees: 4

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: Monday - Friday 9am - 5pm Sat 9am-12pm

Credit Union Profile Summary

WHITEWATER COMMUNITY is a FISCU Credit Union. With a total of 1,610 members [1], this institution manages approximately $11,342,602 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.91% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.71% [1].

Financial Snapshot

Total Assets [1]
$11,342,602

Total economic resources.

Total Loans [1]
$8,331,216

Total value of outstanding loans.

Total Deposits [1]
$10,212,874

Total funds deposited by members.

Members [1]
1,610

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.91%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.86%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
81.58%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -5.18%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -2.71%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.13%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1157 Harrison Ave

harrison, OH, 45030
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 1 branches reported by WHITEWATER COMMUNITY (Charter #61760).

Main Office

Main Main Office

Type: Corporate Office

1157 Harrison Ave

Harrison, OH 45030

Phone: (513) 202-1306

Services: Member Services, ATM, Drive-Thru

Open in Directions