RIO GRANDE VALLEY CREDIT UNION Credit Union Profile

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RIO GRANDE VALLEY CREDIT UNION

Charter #61734 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (956) 423-5792

Fax: (956) 423-3105

Founding Date: N/A

Website: http://www.rgvcu.coop

Personnel & Operations

President: Jones, David

Manager: Goad, Sherilyn

FT Employees: 43

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 5

Hours: Lobby Hours Monday 9am to 5pm Tuesday 9am t

Credit Union Profile Summary

RIO GRANDE VALLEY CREDIT UNION is a FISCU Credit Union. With a total of 17,514 members [1], this institution manages approximately $171,936,887 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.94% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -12.98% [1].

Financial Snapshot

Total Assets [1]
$171,936,887

Total economic resources.

Total Loans [1]
$67,707,580

Total value of outstanding loans.

Total Deposits [1]
$153,319,482

Total funds deposited by members.

Members [1]
17,514

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.94%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.91%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
44.16%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 10.23%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -12.98%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.65%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1221 Morgan Blvd

Harlingen, TX, 78550-5154
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 5 branches reported by RIO GRANDE VALLEY CREDIT UNION (Charter #61734).

Main Office

Morgan Main Office

Type: Corporate Office

1221 Morgan Blvd

Harlingen, TX 78550-5154

Phone: (956) 423-5792

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Harlingen

Expwy 83

Type: Branch Office

4321 W Expressway 83

Harlingen, TX 78552-3534

Phone: (956) 423-5792

Services: Member Services, ATM, Drive-Thru

Open in Directions

Lyford

Lyford Branch

Type: Branch Office

7449 S Expressway 77

Lyford, TX 78569

Phone: (956) 423-5792

Services: Member Services, ATM, Drive-Thru

Open in Directions

Rio Hondo

Rio Hondo

Type: Branch Office

117 W Colorado Ave

Rio Hondo, TX 78583

Phone: (956) 423-5792

Services: Member Services, ATM, Drive-Thru

Open in Directions

San Benito

San Benito Branch

Type: Branch Office

345 N Williams Rd

San Benito, TX 78586-4117

Phone: (956) 423-5792

Services: Member Services, ATM, Drive-Thru

Open in Directions