COMMUNITY FIRST Credit Union Profile

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COMMUNITY FIRST

Charter #61094 | NCUA Region 2 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (440) 997-5919

Fax: (440) 992-6244

Founding Date: N/A

Website: http://WWW.CFCUA.COM

Personnel & Operations

President: Fitchet, Michael

Manager: DeGeorge, Mark

FT Employees: 17

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: Monday 8:30 - 5:00 Tue,Wed,Thu 9:00 - 5:00

Credit Union Profile Summary

COMMUNITY FIRST is a FISCU Credit Union. With a total of 5,060 members [1], this institution manages approximately $97,030,411 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 13.16% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.31% [1].

Financial Snapshot

Total Assets [1]
$97,030,411

Total economic resources.

Total Loans [1]
$43,249,484

Total value of outstanding loans.

Total Deposits [1]
$83,263,021

Total funds deposited by members.

Members [1]
5,060

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.16%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.59%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
51.94%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 4.77%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 5.31%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.11%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2043 E Prospect Rd

Ashtabula, OH, 44004
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by COMMUNITY FIRST (Charter #61094).

Main Office

Ashtabula Branch Main Office

Type: Corporate Office

2043 E Prospect Rd

Ashtabula, OH 44004

Phone: (440) 997-5919

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Jefferson

Jefferson Branch

Type: Branch Office

22 W Jefferson St

Jefferson, OH 44047-1028

Phone: (440) 997-5919

Services: Member Services, Drive-Thru

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