OUCU FINANCIAL CREDIT UNION, INC. Credit Union Profile

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OUCU FINANCIAL CREDIT UNION, INC.

Charter #61048 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (740) 597-2800

Fax: (740) 597-2839

Founding Date: N/A

Website: HTTP://WWW.OUCU.ORG

Personnel & Operations

President: Luce, Thom

Manager: Corrigan, Cory

FT Employees: 107

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 16.35%

Membership Type: 99

Branches: 5

Hours: Monday-Friday 9:00 am-6:00 pm Saturday 9:0

Credit Union Profile Summary

OUCU FINANCIAL CREDIT UNION, INC. is a FISCU Credit Union. With a total of 26,203 members [1], this institution manages approximately $520,355,912 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.78% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.41% [1].

Financial Snapshot

Total Assets [1]
$520,355,912

Total economic resources.

Total Loans [1]
$399,107,772

Total value of outstanding loans.

Total Deposits [1]
$433,263,948

Total funds deposited by members.

Members [1]
26,203

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.78%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.25%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
92.12%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
7.26%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
5.41%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-0.45%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

944 E State St

Athens, OH, 45701

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by OUCU FINANCIAL CREDIT UNION, INC. (Charter #61048).

Main Office

Main Office Main Office

Type: Corporate Office

944 E State St

Athens, OH 45701

Phone: (740) 597-2800

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Athens

Shafer Branch

Type: Branch Office

90 S Shafer St

Athens, OH 45701-2309

Phone: (740) 597-2800

Services: Member Services, ATM, Drive-Thru

Open in Directions

West Union Branch

Type: Branch Office

12 W Union St

Athens, OH 45701

Phone: (740) 597-2800

Services: ATM

Open in Directions