DIRECTIONS Credit Union Profile

Showing details for DIRECTIONS Credit Union.

Home > OH > DIRECTIONS

DIRECTIONS

Charter #60978 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (419) 841-9838

Fax:

Founding Date: N/A

Website: http://www.directionscu.org

Personnel & Operations

President: Kott, Mark

Manager: Shaner, Barry

FT Employees: 290

PT Employees: 6

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 21

Hours: M - F 8:00 AM - 5:00 PM

Credit Union Profile Summary

DIRECTIONS is a FISCU Credit Union. With a total of 94,781 members [1], this institution manages approximately $1,350,804,683 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.37% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 8.39% [1].

Financial Snapshot

Total Assets [1]
$1,350,804,683

Total economic resources.

Total Loans [1]
$1,086,399,826

Total value of outstanding loans.

Total Deposits [1]
$1,164,905,931

Total funds deposited by members.

Members [1]
94,781

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.37%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.44%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
93.26%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
7.37%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
8.39%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.53%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

200 N Saint Clair St Ste 1600

Toledo, OH, 43604-1549

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 24 branches reported by DIRECTIONS (Charter #60978).

Main Office

Corporate Office Main Office

Type: Corporate Office

200 N Saint Clair St Ste 1600

Toledo, OH 43604-1549

Phone: (419) 841-9838

Services: None specified

Open in Directions

Additional Branches

Ashland

Ashland

Type: Branch Office

1306 Cleveland Ave

Ashland, OH 44805

Phone: (419) 207-1818

Services: Member Services, ATM, Drive-Thru

Open in Directions

Lambertville

Sterns

Type: Branch Office

3558 Sterns Rd

Lambertville, MI 48144

Phone: (734) 856-4029

Services: Member Services, ATM, Drive-Thru

Open in Directions

Lexington

Lexington

Type: Branch Office

340 W Main St

Lexington, OH 44904

Phone: (419) 884-0127

Services: Member Services, ATM, Drive-Thru

Open in Directions

Mansfield

Madison/Central OH Ops

Type: Branch Office

1434 Ashland Rd

Mansfield, OH 44905

Phone: (419) 524-7113

Services: Member Services, ATM, Drive-Thru

Open in Directions

South Diamond

Type: Branch Office

460 S Diamond St

Mansfield, OH 44902-7001

Phone: (419) 522-9912

Services: Member Services, ATM, Drive-Thru

Open in Directions

Maumee

Maumee

Type: Branch Office

3321 Briarfield Blvd

Maumee, OH 43537

Phone: (419) 794-0100

Services: Member Services, ATM, Drive-Thru

Open in Directions

South

Type: Branch Office

1446 Reynolds Rd

Maumee, OH 43537

Phone: (419) 385-4530

Services: Member Services, ATM, Drive-Thru

Open in Directions

Monroe

Telegraph

Type: Branch Office

15470 S Telegraph Rd

Monroe, MI 48161-5532

Phone: (734) 242-3765

Services: Member Services, ATM, Drive-Thru

Open in Directions

New Philadelphia

New Philadelphia

Type: Branch Office

1127 4th St NW

New Philadelphia, OH 44663

Phone: (330) 364-2712

Services: Member Services, ATM, Drive-Thru

Open in Directions

Ontario

Ontario

Type: Branch Office

1690 W 4th St

Ontario, OH 44906

Phone: (419) 529-2480

Services: Member Services, ATM, Drive-Thru

Open in Directions

Oregon

Oregon

Type: Branch Office

3312 Dustin Rd

Oregon, OH 43616

Phone: (419) 691-1690

Services: Member Services, ATM, Drive-Thru

Open in Directions

Perrysburg

Perrysburg/Levis Commons

Type: Branch Office

4150 Brockway Dr

Perrysburg, OH 43551

Phone: (419) 931-9458

Services: Member Services, ATM, Drive-Thru

Open in Directions

Rossford

Rossford

Type: Branch Office

27427 Crossroads Pkwy

Rossford, OH 43460

Phone: (419) 873-1356

Services: Member Services, ATM, Drive-Thru

Open in Directions

Shelby

Shelby

Type: Branch Office

29 Mansfield Ave

Shelby, OH 44875

Phone: (419) 347-6942

Services: Member Services, ATM, Drive-Thru

Open in Directions

Sylvania

Lourdes

Type: Branch Office

6832 Convent Blvd

Sylvania, OH 43560

Phone: (800) 878-3210

Services: Member Services, ATM

Open in Directions

Whiteford

Type: Branch Office

5121 Whiteford Rd

Sylvania, OH 43560

Phone: (419) 841-9838

Services: Member Services, ATM, Drive-Thru

Open in Directions

Toledo

Hawley Trail

Type: Branch Office

435 S Hawley St

Toledo, OH 43609

Phone: (419) 243-7373

Services: Member Services

Open in Directions

Owens Corning WHQ

Type: Branch Office

1 Owens Corning Pkwy

Toledo, OH 43659

Phone: (419) 248-6385

Services: Member Services, ATM

Open in Directions

Summit/Downtown

Type: Branch Office

215 N Summit St Ste E

Toledo, OH 43604

Phone: (419) 517-1147

Services: Member Services, ATM

Open in Directions

West Branch

Type: Branch Office

3000 Tremainsville Rd

Toledo, OH 43613

Phone: (419) 473-3098

Services: Member Services, ATM

Open in Directions

Westgate

Type: Branch Office

3450 W Central Ave

Toledo, OH 43606

Phone: (419) 535-3255

Services: Member Services, ATM, Drive-Thru

Open in Directions

Willard

Willard

Type: Branch Office

1 N Myrtle Ave

Willard, OH 44890

Phone: (419) 933-2437

Services: Member Services, ATM, Drive-Thru

Open in Directions

Wooster

Wooster

Type: Branch Office

2258 Eagle Pass

Wooster, OH 44691

Phone: (330) 264-1839

Services: Member Services, ATM, Drive-Thru

Open in Directions