ONE CREDIT UNION OF NY Credit Union Profile

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ONE CREDIT UNION OF NY

Charter #60716 | NCUA Region 1 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (716) 842-1320

Fax: (716) 842-1623

Founding Date: N/A

Website: http://www.OneCreditUnion.org

Personnel & Operations

President: Wallace, Kimberly

Manager: Furman, James

FT Employees: 19

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: Monday to Thursday 8:30 am to 4:00 pm. Fri

Credit Union Profile Summary

ONE CREDIT UNION OF NY is a FISCU Credit Union. With a total of 8,924 members [1], this institution manages approximately $108,144,866 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.4% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 14.02% [1].

Financial Snapshot

Total Assets [1]
$108,144,866

Total economic resources.

Total Loans [1]
$40,328,886

Total value of outstanding loans.

Total Deposits [1]
$94,596,203

Total funds deposited by members.

Members [1]
8,924

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.4%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.40%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
42.63%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 30.38%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 14.02%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 26.19%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3517 Union Rd

Cheektowaga, NY, 14225-5127
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by ONE CREDIT UNION OF NY (Charter #60716).

Main Office

Niagara Center Main Office

Type: Corporate Office

130 S Elmwood Ave Ste 126

Buffalo, NY 14202-2465

Phone: (716) 842-1320

Services: Member Services, ATM

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Additional Branches

Buffalo

VA Medical Center

Type: Branch Office

3495 Bailey Ave

Buffalo, NY 14215-1129

Phone: (716) 862-8744

Services: Member Services, ATM

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Cheektowaga

Appletree Business Park

Type: Branch Office

2875 Union Rd Ste 28

Cheektowaga, NY 14227-1461

Phone: (716) 651-0723

Services: Member Services

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