TRI STATE RAIL Credit Union Profile

Showing details for TRI STATE RAIL Credit Union.

Home > PA > TRI STATE RAIL

TRI STATE RAIL

Charter #6070 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (814) 455-0092

Fax: (814) 454-5855

Founding Date: N/A

Website: http://www.tristaterailfcu.com

Personnel & Operations

President: Downing, Bart

Manager: Tessmer, Steven

FT Employees: 7

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 52

Branches: 3

Hours: 8:30AM - 5:00PM MONDAY THRU FRIDAY

Credit Union Profile Summary

TRI STATE RAIL is a FCU Credit Union. With a total of 2,325 members [1], this institution manages approximately $20,933,651 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 18.3% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.68% [1].

Financial Snapshot

Total Assets [1]
$20,933,651

Total economic resources.

Total Loans [1]
$6,920,768

Total value of outstanding loans.

Total Deposits [1]
$17,060,564

Total funds deposited by members.

Members [1]
2,325

Number of active members.

Performance Ratios

Net Worth Ratio [1]
18.3%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.63%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
40.57%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.23%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -6.68%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -4.08%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

110 W 13TH ST

ERIE, PA, 16501
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 3 branches reported by TRI STATE RAIL (Charter #6070).

Main Office

Erie Main Office

Type: Corporate Office

110 W 13th St

Erie, PA 16501

Phone: (814) 455-0092

Services: Member Services

Open in Directions

Additional Branches

Corry

Corry

Type: Branch Office

22 S 1st Ave

Corry, PA 16407-1802

Phone: (814) 665-5291

Services: Member Services, Drive-Thru

Open in Directions

East Pittsburgh

East Pittsburgh

Type: Branch Office

711 Linden Ave

East Pittsburgh, PA 15112

Phone: (412) 823-0121

Services: Member Services

Open in Directions