BEACON Credit Union Profile

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BEACON

Charter #6062 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (281) 471-1782

Fax: (281) 470-9287

Founding Date: N/A

Website: http://www.beaconfed.org

Personnel & Operations

President: Hall, Eileen

Manager: McAdoo, Jack

FT Employees: 46

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 5

Hours: Lobby: Monday - Friday - 9am - 5 pm Drive-T

Credit Union Profile Summary

BEACON is a FCU Credit Union. With a total of 14,156 members [1], this institution manages approximately $204,146,453 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 8.44% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.25% [1].

Financial Snapshot

Total Assets [1]
$204,146,453

Total economic resources.

Total Loans [1]
$103,783,230

Total value of outstanding loans.

Total Deposits [1]
$187,658,281

Total funds deposited by members.

Members [1]
14,156

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.44%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.88%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
55.30%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
1.35%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-4.25%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-5.22%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2901 Sens Rd

La Porte, TX, 77571

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by BEACON (Charter #6062).

Main Office

Main Office Main Office

Type: Corporate Office

2901 Sens Rd

La Porte, TX 77571

Phone: (281) 471-1782

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Baytown

Baytown Branch

Type: Branch Office

2812 N Alexander Dr

Baytown, TX 77520

Phone: (281) 471-1782

Services: Member Services, ATM, Drive-Thru

Open in Directions

Deer Park

HEB - Deer Park

Type: Branch Office

4701 East Blvd

Deer Park, TX 77536

Phone: (281) 307-4736

Services: Member Services, ATM

Open in Directions

Seabrook

Seabrook Office

Type: Branch Office

2226 Repsdorph Rd

Seabrook, TX 77586

Phone: (281) 471-1782

Services: Member Services, ATM, Drive-Thru

Open in Directions