ASSOCIATED CREDIT UNION OF TEXAS Credit Union Profile

Showing details for ASSOCIATED CREDIT UNION OF TEXAS Credit Union.

Home > TX > ASSOCIATED CREDIT UNION OF TEXAS

ASSOCIATED CREDIT UNION OF TEXAS

Charter #60608 | NCUA Region 2 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (409) 945-4474

Fax: (409) 942-1577

Founding Date: N/A

Website: http://www.acutx.org

Personnel & Operations

President: Mueller, Joel

Manager: Franks, Clay

FT Employees: 146

PT Employees: 14

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 12

Hours: Mon-Thur 9am-5:30pm Fri 9am-6pm Sat 9am-12:

Credit Union Profile Summary

ASSOCIATED CREDIT UNION OF TEXAS is a FISCU Credit Union. With a total of 43,702 members ^[1], this institution manages approximately $528,612,689 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.59% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.61% ^[1].

Financial Snapshot

Total Assets ^[1]

$528,612,689

Total economic resources.

Total Loans ^[1]

$438,772,303

Total value of outstanding loans.

Total Deposits ^[1]

$466,876,645

Total funds deposited by members.

Members ^[1]

43,702

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

11.59%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.53%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

93.98%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -0.87%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 2.61%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -1.83%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1095 W League City Pkwy

League City, TX, 77573

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 14 branches reported by ASSOCIATED CREDIT UNION OF TEXAS (Charter #60608).

Main Office

Corporate Office Main Office

Type: Corporate Office

Bay Colony HEB

Type: Branch Office

2955 Gulf FWY s

League City, TX 77573

Phone: (800) 848-0330

Services: Member Services, ATM

Open in Directions

League City

Type: Branch Office

Type: Branch Office

1326 9th Ave N

Texas City, TX 77590-7413

Phone: (409) 945-4474

Services: Member Services

Open in Directions