READING BERKS SCHOOL EMPLOYEES Credit Union Profile

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READING BERKS SCHOOL EMPLOYEES

Charter #60392 | NCUA Region 1 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (610) 921-1003

Fax: (610) 921-9237

Founding Date: N/A

Website: https://www.rbsecu.com

Personnel & Operations

President:

Manager: Harris, Steven

FT Employees: 0

PT Employees: 6

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: tue 9-12 fri 9-12 sat 9-12 wed 3-5

Credit Union Profile Summary

READING BERKS SCHOOL EMPLOYEES is a FISCU Credit Union. With a total of 1,282 members [1], this institution manages approximately $14,241,139 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 14.88% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.76% [1].

Financial Snapshot

Total Assets [1]
$14,241,139

Total economic resources.

Total Loans [1]
$6,080,099

Total value of outstanding loans.

Total Deposits [1]
$12,103,288

Total funds deposited by members.

Members [1]
1,282

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.88%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.38%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
50.24%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -8.02%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.76%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.97%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4641 Pottsville Pike

Reading, PA, 19605
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by READING BERKS SCHOOL EMPLOYEES (Charter #60392).

Main Office

reading berks school emp cu Main Office

Type: Corporate Office

4641 Pottsville Pike

Reading, PA 19605

Phone: (610) 921-1003

Services: Member Services

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