GULF Credit Union Profile

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GULF

Charter #60205 | NCUA Region 2 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (409) 963-1191

Fax: (409) 960-6130

Founding Date: N/A

Website: http://www.gecu.org

Personnel & Operations

President: Brown, Karen

Manager: Gaudin, Todd

FT Employees: 78

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 4

Hours: 8:30 am to 5:00 pm M - F

Credit Union Profile Summary

GULF is a FISCU Credit Union. With a total of 24,154 members [1], this institution manages approximately $326,158,045 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.32% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.57% [1].

Financial Snapshot

Total Assets [1]
$326,158,045

Total economic resources.

Total Loans [1]
$180,569,132

Total value of outstanding loans.

Total Deposits [1]
$294,706,466

Total funds deposited by members.

Members [1]
24,154

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.32%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.31%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
61.27%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.61%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 5.57%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.80%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2779 Aero Dr # A

Port Arthur, TX, 77640
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by GULF (Charter #60205).

Main Office

Groves Main Office

Type: Corporate Office

5140 W Parkway St

Groves, TX 77619

Phone: (409) 963-1191

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Beaumont

Beaumont

Type: Branch Office

2360 Dowlen Rd

Beaumont, TX 77706

Phone: (409) 860-3600

Services: Member Services, ATM, Drive-Thru

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Orange

Bridge City

Type: Branch Office

4721 Highway 87 S

Orange, TX 77630

Phone: (409) 735-5156

Services: Member Services, Drive-Thru

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Port Arthur

Mid County

Type: Branch Office

2779 Aero Dr

Port Arthur, TX 77640

Phone: (409) 729-8280

Services: Member Services, ATM, Drive-Thru

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