PEOPLES CHOICE Credit Union Profile

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PEOPLES CHOICE

Charter #60039 | NCUA Region 3 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (620) 251-9280

Fax: (620) 251-0719

Founding Date: N/A

Website: http://www.mypccu.com

Personnel & Operations

President: Merriman, Philip

Manager: Cole, Shelley

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: 8:30am to 5:00 pm Mon thru Friday 9:00 am

Credit Union Profile Summary

PEOPLES CHOICE is a FISCU Credit Union. With a total of 608 members [1], this institution manages approximately $6,829,760 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 26.21% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.80% [1].

Financial Snapshot

Total Assets [1]
$6,829,760

Total economic resources.

Total Loans [1]
$2,914,876

Total value of outstanding loans.

Total Deposits [1]
$5,018,333

Total funds deposited by members.

Members [1]
608

Number of active members.

Performance Ratios

Net Worth Ratio [1]
26.21%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.08%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
58.08%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-9.43%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-0.80%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.78%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

402 W 12th St

Coffeyville, KS, 67337

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by PEOPLES CHOICE (Charter #60039).

Main Office

Peoples Choice Credit Union Main Office

Type: Corporate Office

402 W 12th St

Coffeyville, KS 67337

Phone: (620) 251-9280

Services: Member Services, ATM, Drive-Thru

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