CENTURY Credit Union Profile

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CENTURY

Charter #5852 | NCUA Region 2 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (216) 535-3200

Fax:

Founding Date: N/A

Website: http://www.cenfedcu.org

Personnel & Operations

President: Bonacuse, Peter

Manager: Wilde, Dave

FT Employees: 86

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 10

Hours: 7:30am - 6:00pm Monday - Friday 8:00am - 2:

Credit Union Profile Summary

CENTURY is a FCU Credit Union. With a total of 29,206 members ^[1], this institution manages approximately $445,007,479 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.78% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 7.31% ^[1].

Financial Snapshot

Total Assets ^[1]

$445,007,479

Total economic resources.

Total Loans ^[1]

$311,590,164

Total value of outstanding loans.

Total Deposits ^[1]

$400,543,252

Total funds deposited by members.

Members ^[1]

29,206

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

10.78%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.38%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

77.79%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 2.73%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 7.31%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -11.86%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

4600 Rockside Rd

Independence, OH, 44131-2167

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 10 branches reported by CENTURY (Charter #5852).

Main Office

Independence Main Office Main Office

Type: Corporate Office

4600 Rockside Rd

Independence, OH 44131-2167

Phone: (216) 535-3200

Services: Member Services

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Additional Branches

Type: Branch Office

14244 Pearl Rd

Strongsville, OH 44136-8710

Phone: (216) 535-3260

Services: Member Services, ATM

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