TEXARKANA TERMINAL EMPLOYEES Credit Union Profile

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TEXARKANA TERMINAL EMPLOYEES

Charter #5822 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (903) 794-8216

Fax: (903) 792-0882

Founding Date: N/A

Website: http://WWW.TEXARKANATERMINALFCU.COM

Personnel & Operations

President: MINTER, JIMMY

Manager: Nichols, Ronda

FT Employees: 4

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 52

Branches: 2

Hours: M-F 8:30-5:00

Credit Union Profile Summary

TEXARKANA TERMINAL EMPLOYEES is a FCU Credit Union. With a total of 1,277 members [1], this institution manages approximately $10,850,541 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.13% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -8.43% [1].

Financial Snapshot

Total Assets [1]
$10,850,541

Total economic resources.

Total Loans [1]
$7,602,385

Total value of outstanding loans.

Total Deposits [1]
$9,782,045

Total funds deposited by members.

Members [1]
1,277

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.13%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.53%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
77.72%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -13.69%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -8.43%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.47%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3801 TEXAS BLVD

TEXARKANA, TX, 75503
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by TEXARKANA TERMINAL EMPLOYEES (Charter #5822).

Main Office

TEXARKANA TERMINAL EMPLOYEE FCU Main Office

Type: Corporate Office

3801 TEXAS BLVD

Texarkana, TX 75503

Phone: (903) 794-8216

Services: Member Services, ATM, Drive-Thru

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