AFFINITY ONE Credit Union Profile

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AFFINITY ONE

Charter #5785 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (716) 483-2798

Fax: (716) 483-6136

Founding Date: N/A

Website: http://www.affinityonefcu.org

Personnel & Operations

President: Adam, Timothy

Manager: Best, Melinda

FT Employees: 13

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 49

Branches: 2

Hours: MONDAY - WEDNESDAY 8:30 - 4:00 THURSDAY -

Credit Union Profile Summary

AFFINITY ONE is a FCU Credit Union. With a total of 3,315 members [1], this institution manages approximately $45,708,085 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.34% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.41% [1].

Financial Snapshot

Total Assets [1]
$45,708,085

Total economic resources.

Total Loans [1]
$27,018,786

Total value of outstanding loans.

Total Deposits [1]
$41,445,672

Total funds deposited by members.

Members [1]
3,315

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.34%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.32%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
65.19%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.46%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -2.41%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.21%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

545 E 2ND ST

JAMESTOWN, NY, 14701
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by AFFINITY ONE (Charter #5785).

Main Office

Affinity One Federal Credit Union Main Office

Type: Corporate Office

545 E 2nd St

Jamestown, NY 14701

Phone: (716) 483-2798

Services: Member Services, Drive-Thru

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Additional Branches

Lakewood

Affinity One FCU - Lakewood Branch

Type: Branch Office

10 Sessions Ave

Lakewood, NY 14750-2114

Phone: (716) 483-2265

Services: Member Services, ATM, Drive-Thru

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