CITY Credit Union Profile

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CITY

Charter #5665 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (806) 373-4313

Fax: (806) 373-9120

Founding Date: N/A

Website: https://www.cityfederalcu.com

Personnel & Operations

President: Higgins, Thomas

Manager: Nystrom, Eric

FT Employees: 15

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 3

Hours: M-F 9:00AM-5:30PM FRIDAYS DRIVE-THRU ONLY

Credit Union Profile Summary

CITY is a FCU Credit Union. With a total of 3,318 members [1], this institution manages approximately $95,091,584 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 15.1% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -18.96% [1].

Financial Snapshot

Total Assets [1]
$95,091,584

Total economic resources.

Total Loans [1]
$80,103,766

Total value of outstanding loans.

Total Deposits [1]
$80,600,645

Total funds deposited by members.

Members [1]
3,318

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.1%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.37%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
99.38%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -21.48%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -18.96%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -30.43%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

901 S LINCOLN ST

AMARILLO, TX, 79101-3637
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by CITY (Charter #5665).

Main Office

CITY FEDERAL CREDIT UNION Main Office

Type: Corporate Office

901 S LINCOLN ST

Amarillo, TX 79101-3637

Phone: (806) 373-4313

Services: Member Services, Drive-Thru

Open in Directions

Additional Branches

Amarillo

Soncy Branch

Type: Branch Office

8100 S Soncy Rd

Amarillo, TX 79119

Phone: (806) 373-4313

Services: Member Services, ATM, Drive-Thru

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