GULF COAST EDUCATORS Credit Union Profile

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GULF COAST EDUCATORS

Charter #5648 | NCUA Region 2 | FCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (281) 487-9333

Fax: (281) 998-5891

Founding Date: N/A

Website: http://www.gcefcu.org

Personnel & Operations

President: Harrell, Stephen

Manager: Stegall, Eric

FT Employees: 165

PT Employees: 18

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 04

Branches: 9

Hours: Lobby Hours: Monday-Friday: 8:00 am ? 5:00

Credit Union Profile Summary

GULF COAST EDUCATORS is a FCU Credit Union. With a total of 60,523 members ^[1], this institution manages approximately $1,227,297,613 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 15.5% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.02% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,227,297,613

Total economic resources.

Total Loans ^[1]

$876,816,544

Total value of outstanding loans.

Total Deposits ^[1]

$981,090,904

Total funds deposited by members.

Members ^[1]

60,523

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

15.5%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.38%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

89.37%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -3.19%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -1.02%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 4.34%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

5953 Fairmont Pkwy

Pasadena, TX, 77505

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 7 branches reported by GULF COAST EDUCATORS (Charter #5648).

Main Office

Pasadena Office Main Office

Type: Corporate Office

Type: Branch Office

1819 Broadway St Ste 109

Pearland, TX 77581-5671

Phone: (281) 487-9333

Services: Member Services, ATM

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Pearland West Office

Type: Branch Office

8000 Broadway St

Pearland, TX 77581-7759

Phone: (281) 487-9333

Services: Member Services, ATM, Drive-Thru

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