ROANOKE VALLEY COMMUNITY Credit Union Profile

Showing details for ROANOKE VALLEY COMMUNITY Credit Union.

Home > VA > ROANOKE VALLEY COMMUNITY

ROANOKE VALLEY COMMUNITY

Charter #5604 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (540) 982-3931

Fax: (540) 982-3937

Founding Date: N/A

Website: http://www.rvccu.org

Personnel & Operations

President: Dixon, Dorothy

Manager: Duke, Pam

FT Employees: 19

PT Employees: 7

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 4

Hours: 8:30 - 5:30

Credit Union Profile Summary

ROANOKE VALLEY COMMUNITY is a FCU Credit Union. With a total of 9,185 members [1], this institution manages approximately $102,468,012 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 15.5% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 19.41% [1].

Financial Snapshot

Total Assets [1]
$102,468,012

Total economic resources.

Total Loans [1]
$75,626,934

Total value of outstanding loans.

Total Deposits [1]
$86,189,623

Total funds deposited by members.

Members [1]
9,185

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.5%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.39%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
87.74%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -1.99%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 19.41%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.26%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

723 5TH ST NE

ROANOKE, VA, 24016-2123
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 4 branches reported by ROANOKE VALLEY COMMUNITY (Charter #5604).

Main Office

Main Office Main Office

Type: Corporate Office

723 5th St NE

Roanoke, VA 24016-2123

Phone: (540) 982-3931

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Roanoke

Cave Spring Branch

Type: Branch Office

4218 Brambleton Ave

Roanoke, VA 24018

Phone: (540) 982-3931

Services: Member Services, ATM, Drive-Thru

Open in Directions

North Roanoke branch

Type: Branch Office

605 Abney Rd

Roanoke, VA 24012

Phone: (540) 982-3931

Services: Member Services, ATM, Drive-Thru

Open in Directions

Salem

Salem Branch

Type: Branch Office

1340 Roanoke Blvd

Salem, VA 24153

Phone: (540) 982-3931

Services: Member Services, Drive-Thru

Open in Directions