ACCESS Credit Union Profile

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ACCESS

Charter #5579 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (315) 557-1000

Fax: (315) 557-1004

Founding Date: N/A

Website: http://www.accessfcu.org

Personnel & Operations

President: Angelicola, S. Leo

Manager: Owens, Thomas

FT Employees: 41

PT Employees: 8

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 5

Hours: 8-5

Credit Union Profile Summary

ACCESS is a FCU Credit Union. With a total of 23,200 members [1], this institution manages approximately $294,424,717 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.13% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.99% [1].

Financial Snapshot

Total Assets [1]
$294,424,717

Total economic resources.

Total Loans [1]
$151,787,625

Total value of outstanding loans.

Total Deposits [1]
$265,733,850

Total funds deposited by members.

Members [1]
23,200

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.13%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.18%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
57.12%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 12.57%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 1.99%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.72%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

6 FRANKLIN AVE

CLINTON, NY, 13323
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 5 branches reported by ACCESS (Charter #5579).

Main Office

Clinton Office Main Office

Type: Corporate Office

6 Franklin Ave

Clinton, NY 13323

Phone: (315) 557-1000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Camden

Camden Office

Type: Branch Office

74 Main St

Camden, NY 13316

Phone: (315) 245-2148

Services: Member Services, ATM

Open in Directions

Oneida

Oneida Office

Type: Branch Office

2094 Glenwood Shopping Plz

Oneida, NY 13421-2715

Phone: (315) 366-9840

Services: Member Services, ATM

Open in Directions

Rome

Rome Office

Type: Branch Office

230 S James St

Rome, NY 13440

Phone: (315) 339-3000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Sherrill

Sherrill Office

Type: Branch Office

390 W Seneca St

Sherrill, NY 13461

Phone: (315) 693-0035

Services: ATM, Drive-Thru

Open in Directions