FREMONT Credit Union Profile

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FREMONT

Charter #5370 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (419) 334-4434

Fax:

Founding Date: N/A

Website: https://www.fremontfcu.com

Personnel & Operations

President: Egbert, Richard

Manager: Cray, Nicholas

FT Employees: 85

PT Employees: 11

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 8

Hours: 8:30 am - 5:00 pm Mon, Tues, Wed, Fri 8:30

Credit Union Profile Summary

FREMONT is a FCU Credit Union. With a total of 21,822 members [1], this institution manages approximately $356,864,194 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 12.91% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.74% [1].

Financial Snapshot

Total Assets [1]
$356,864,194

Total economic resources.

Total Loans [1]
$240,308,309

Total value of outstanding loans.

Total Deposits [1]
$307,109,281

Total funds deposited by members.

Members [1]
21,822

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.91%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.92%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
78.25%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
5.56%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
5.74%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
4.44%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

315 Croghan St

Fremont, OH, 43420-3013

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 6 branches reported by FREMONT (Charter #5370).

Main Office

Main Office Main Office

Type: Corporate Office

315 Croghan St

Fremont, OH 43420-3013

Phone: (419) 334-4434

Services: Member Services

Open in Directions

Additional Branches

Clyde

Clyde Office

Type: Branch Office

1027 E McPherson Hwy

Clyde, OH 43410

Phone: (419) 547-2348

Services: Member Services, ATM, Drive-Thru

Open in Directions

Fremont

East Office

Type: Branch Office

1457 E State St

Fremont, OH 43420-4049

Phone: (419) 334-4434

Services: Member Services, ATM, Drive-Thru

Open in Directions

West Office

Type: Branch Office

2374 W State St

Fremont, OH 43420-1441

Phone: (419) 334-4434

Services: Member Services, ATM, Drive-Thru

Open in Directions

Port Clinton

Port Clinton

Type: Branch Office

2856 E Harbor Rd

Port Clinton, OH 43452-2611

Phone: (419) 573-6310

Services: Member Services, ATM, Drive-Thru

Open in Directions

Woodville

Woodville Office

Type: Branch Office

801 W Main St

Woodville, OH 43469

Phone: (419) 849-2570

Services: Member Services, ATM, Drive-Thru

Open in Directions