ACFCU Credit Union Profile

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ACFCU

Charter #5168 | NCUA Region 2 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (806) 358-7561

Fax: (806) 358-6380

Founding Date: N/A

Website: http://www.acfcu.org

Personnel & Operations

President: Miller, Bob

Manager: Rose, Scott

FT Employees: 92

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 5

Hours: Lobby Hours: M-F 9:00 am - 6:00 pm Drive

Credit Union Profile Summary

ACFCU is a FCU Credit Union. With a total of 29,447 members ^[1], this institution manages approximately $306,913,223 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.41% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -11.45% ^[1].

Financial Snapshot

Total Assets ^[1]

$306,913,223

Total economic resources.

Total Loans ^[1]

$200,121,682

Total value of outstanding loans.

Total Deposits ^[1]

$285,064,900

Total funds deposited by members.

Members ^[1]

29,447

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

8.41%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.51%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

70.20%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -6.97%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -11.45%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 5.04%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

6100 W Interstate 40

Amarillo, TX, 79106-2515

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 7 branches reported by ACFCU (Charter #5168).

Main Office

Amarillo Community FCU Main Office

Type: Corporate Office

6100 W Interstate 40

Amarillo, TX 79106-2515

Phone: (806) 358-7561

Services: Member Services, ATM, Drive-Thru

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Additional Branches

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