NORTHWOOD Credit Union Profile

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NORTHWOOD

Charter #5062 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (215) 725-8100

Fax: (215) 725-2592

Founding Date: N/A

Website: http://www.northwoodfcu.com

Personnel & Operations

President: Altman, Marc

Manager: Penn, Carolyn

FT Employees: 0

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 54

Branches: 2

Hours: Monday, Wednesday and Friday 9 AM - 3 PM

Credit Union Profile Summary

NORTHWOOD is a FCU Credit Union. With a total of 328 members [1], this institution manages approximately $7,239,732 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 18.44% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.39% [1].

Financial Snapshot

Total Assets [1]
$7,239,732

Total economic resources.

Total Loans [1]
$2,722,571

Total value of outstanding loans.

Total Deposits [1]
$5,819,086

Total funds deposited by members.

Members [1]
328

Number of active members.

Performance Ratios

Net Worth Ratio [1]
18.44%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.31%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
46.79%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-5.06%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-0.39%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-8.64%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

6836 Castor Ave

Philadelphia, PA, 19149-2108

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by NORTHWOOD (Charter #5062).

Main Office

Northwood Federal Credit Union Main Office

Type: Corporate Office

6836 Castor Ave

Philadelphia, PA 19149-2108

Phone: (215) 725-8100

Services: Member Services

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