NET Credit Union Profile

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NET

Charter #4792 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (570) 961-5300

Fax:

Founding Date: N/A

Website: https://www.netcreditunion.com

Personnel & Operations

President: CLIFFORD, KAREN

Manager: Baltrusaitis, Clarence

FT Employees: 53

PT Employees: 6

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 53

Branches: 3

Hours: M-Th 8am-5pm F- 8am-5:30pm Sa- 8:30am-12:30

Credit Union Profile Summary

NET is a FCU Credit Union. With a total of 19,070 members [1], this institution manages approximately $320,833,147 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.85% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 10.87% [1].

Financial Snapshot

Total Assets [1]
$320,833,147

Total economic resources.

Total Loans [1]
$171,184,826

Total value of outstanding loans.

Total Deposits [1]
$293,793,199

Total funds deposited by members.

Members [1]
19,070

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.85%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.15%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
58.27%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
10.13%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
10.87%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
5.28%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

119 Mulberry St

Scranton, PA, 18503

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by NET (Charter #4792).

Main Office

Mulberry St Office Main Office

Type: Corporate Office

119 Mulberry St

Scranton, PA 18503

Phone: (570) 961-5300

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Olyphant

Olyphant

Type: Branch Office

1444 E Lackawanna St

Olyphant, PA 18447-2174

Phone: (570) 961-5300

Services: Member Services, ATM, Drive-Thru

Open in Directions