INTEGRITY Credit Union Profile

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INTEGRITY

Charter #475 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (330) 825-2455

Fax: (330) 825-4877

Founding Date: N/A

Website: http://www.integrityfcu.org

Personnel & Operations

President: FOLDEN, LARRY

Manager: KING, Sarah

FT Employees: 12

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: LOBBY MON-THURS 9-5, FRI 9-6, SAT 9-1 DRI

Credit Union Profile Summary

INTEGRITY is a FCU Credit Union. With a total of 5,749 members [1], this institution manages approximately $69,291,382 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.13% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 9.71% [1].

Financial Snapshot

Total Assets [1]
$69,291,382

Total economic resources.

Total Loans [1]
$39,184,316

Total value of outstanding loans.

Total Deposits [1]
$62,901,764

Total funds deposited by members.

Members [1]
5,749

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.13%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.45%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
62.29%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
5.86%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
9.71%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.08%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

971 WOOSTER RD W

BARBERTON, OH, 44203

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by INTEGRITY (Charter #475).

Main Office

INTEGRITY FEDERAL CREDIT UNION Main Office

Type: Corporate Office

971 WOOSTER RD W

Barberton, OH 44203

Phone: (330) 825-2455

Services: Member Services, ATM, Drive-Thru

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