CHOICE ONE COMMUNITY Credit Union Profile

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CHOICE ONE COMMUNITY

Charter #4240 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (570) 823-7676

Fax:

Founding Date: N/A

Website: http://www.choiceone.org

Personnel & Operations

President: Yeager, Libby

Manager: Smith, Thomas

FT Employees: 29

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 6

Hours: Monday-Friday 9am to 5pm

Credit Union Profile Summary

CHOICE ONE COMMUNITY is a FCU Credit Union. With a total of 11,012 members [1], this institution manages approximately $126,909,090 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.85% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.50% [1].

Financial Snapshot

Total Assets [1]
$126,909,090

Total economic resources.

Total Loans [1]
$80,435,713

Total value of outstanding loans.

Total Deposits [1]
$116,606,095

Total funds deposited by members.

Members [1]
11,012

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.85%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.94%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
68.98%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -2.66%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -7.50%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -4.62%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

501 E Main St

Plains Township, PA, 18702-6920
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 6 branches reported by CHOICE ONE COMMUNITY (Charter #4240).

Main Office

Main Main Office

Type: Corporate Office

501 E Main St

Plains Township, PA 18702-6920

Phone: (570) 823-7676

Services: None specified

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Additional Branches

Hazleton

Hazleton

Type: Branch Office

983 N Sherman Ct

Hazleton, PA 18201-1879

Phone: (570) 454-0080

Services: Member Services, ATM, Drive-Thru

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Kingston

Kingston

Type: Branch Office

584 Wyoming Ave

Kingston, PA 18704

Phone: (570) 823-7676

Services: Member Services, ATM

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Old Forge

Old Forg

Type: Branch Office

510 Bridge St

Old Forge, PA 18518-2324

Phone: (570) 823-7676

Services: Member Services, ATM

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Plains Township

Plains

Type: Branch Office

501 E Main St

Plains Township, PA 18702

Phone: (570) 823-7676

Services: Member Services, ATM

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Wilkes Barre

Wilkes Barre

Type: Branch Office

101 Hazle St

Wilkes Barre, PA 18702-4305

Phone: (570) 823-7676

Services: Member Services, ATM, Drive-Thru

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