GALAXY Credit Union Profile

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GALAXY

Charter #4116 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (814) 432-1207

Fax: (814) 437-3134

Founding Date: N/A

Website: http://www.galaxyfcu.com

Personnel & Operations

President: Hoover, Dennis

Manager: Pfohl, Donald

FT Employees: 10

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: Mon-Thu 9 AM - 4 PM; Fri 9AM - 6 PM; Drive

Credit Union Profile Summary

GALAXY is a FCU Credit Union. With a total of 4,576 members [1], this institution manages approximately $67,400,736 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 18% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.40% [1].

Financial Snapshot

Total Assets [1]
$67,400,736

Total economic resources.

Total Loans [1]
$30,111,168

Total value of outstanding loans.

Total Deposits [1]
$55,095,523

Total funds deposited by members.

Members [1]
4,576

Number of active members.

Performance Ratios

Net Worth Ratio [1]
18%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.87%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
54.65%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 7.38%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -4.40%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.46%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1313 Liberty St

Franklin, PA, 16323
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by GALAXY (Charter #4116).

Main Office

Main office Main Office

Type: Corporate Office

1313 Liberty St

Franklin, PA 16323

Phone: (814) 432-1207

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Franklin

Records Site

Type: Corporate Office

1283 Liberty St

Franklin, PA 16323

Phone: (814) 437-4895

Services: None specified

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