GULF COAST Credit Union Profile

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GULF COAST

Charter #4060 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (361) 980-8203

Fax: (361) 980-9665

Founding Date: N/A

Website: http://www.ccgcfcu.com

Personnel & Operations

President: Bernal, Hector

Manager: Garza, Jeremy

FT Employees: 85

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 6

Hours: MONDAY, TUESDAY,THURSDAY,FRIDAY LOBBY 9:00A

Credit Union Profile Summary

GULF COAST is a FCU Credit Union. With a total of 18,918 members [1], this institution manages approximately $294,690,182 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.93% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -9.84% [1].

Financial Snapshot

Total Assets [1]
$294,690,182

Total economic resources.

Total Loans [1]
$250,433,427

Total value of outstanding loans.

Total Deposits [1]
$269,842,268

Total funds deposited by members.

Members [1]
18,918

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.93%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.55%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
92.81%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -9.05%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -9.84%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.91%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2633 RODD FIELD RD

CORPUS CHRISTI, TX, 78414-3145
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 4 branches reported by GULF COAST (Charter #4060).

Main Office

Rodd Field Main Office

Type: Corporate Office

2633 Rodd Field Rd

Corpus Christi, TX 78414-3145

Phone: (361) 980-8203

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Alice

Alice

Type: Branch Office

1909 E Main St

Alice, TX 78332

Phone: (361) 664-8331

Services: Member Services, ATM, Drive-Thru

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Corpus Christi

Staples Branch

Type: Branch Office

4677 S Staples St

Corpus Christi, TX 78411

Phone: (361) 792-7525

Services: Member Services, ATM, Drive-Thru

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Portland

Portland Branch

Type: Branch Office

1696 US Highway Hwy 181

Portland, TX 78374-2029

Phone: (361) 980-8203

Services: Member Services, ATM, Drive-Thru

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