MEMBERS FINANCIAL Credit Union Profile

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MEMBERS FINANCIAL

Charter #4020 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (432) 520-3443

Fax: (432) 520-3570

Founding Date: N/A

Website: http://www.membersffcu.org

Personnel & Operations

President: Looney, Ronnie

Manager: Wisdom, Rebecca

FT Employees: 8

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: Monday - Thursday 8:00 am - 5:30 pm Friday

Credit Union Profile Summary

MEMBERS FINANCIAL is a FCU Credit Union. With a total of 3,318 members [1], this institution manages approximately $34,328,158 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.63% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.70% [1].

Financial Snapshot

Total Assets [1]
$34,328,158

Total economic resources.

Total Loans [1]
$20,375,473

Total value of outstanding loans.

Total Deposits [1]
$30,709,474

Total funds deposited by members.

Members [1]
3,318

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.63%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.10%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
66.35%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
22.80%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-6.70%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-4.08%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3100 Sunburst Dr

Midland, TX, 79707

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by MEMBERS FINANCIAL (Charter #4020).

Main Office

Main Branch Main Office

Type: Corporate Office

3100 Sunburst Dr

Midland, TX 79707

Phone: (432) 520-3443

Services: Member Services, Drive-Thru

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