GENERATIONS COMMUNITY Credit Union Profile

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GENERATIONS COMMUNITY

Charter #4015 | NCUA Region 2 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (210) 229-1800

Fax:

Founding Date: N/A

Website: http://www.mygenfcu.org

Personnel & Operations

President: Reed, Larry

Manager: Divina, Rick

FT Employees: 170

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 7

Hours: Monday-Friday 8:30am - 5:30pm

Credit Union Profile Summary

GENERATIONS COMMUNITY is a FCU Credit Union. With a total of 47,175 members ^[1], this institution manages approximately $746,909,945 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.06% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.10% ^[1].

Financial Snapshot

Total Assets ^[1]

$746,909,945

Total economic resources.

Total Loans ^[1]

$554,469,334

Total value of outstanding loans.

Total Deposits ^[1]

$639,797,999

Total funds deposited by members.

Members ^[1]

47,175

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.06%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

-0.05%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

86.66%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -2.93%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -3.10%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 0.31%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1100 NW Loop 410, Suite 800

San Antonio, TX, 78213

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 7 branches reported by GENERATIONS COMMUNITY (Charter #4015).

Main Office

Headquarters Main Office

Type: Corporate Office

9311 San Pedro Ave Ste 1100

San Antonio, TX 78216-4466

Phone: (210) 229-1800

Services: ATM

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Additional Branches

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