FIREFIGHTERS & COMPANY Credit Union Profile

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FIREFIGHTERS & COMPANY

Charter #395 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (937) 228-1614

Fax: (937) 228-0068

Founding Date: N/A

Website: http://www.ffcocu.org

Personnel & Operations

President: Essman, Norman

Manager: Newton, Thomas

FT Employees: 17

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: MON, TUE, WED, FRIDA LOBBY 10-3:30 DRIVE UP

Credit Union Profile Summary

FIREFIGHTERS & COMPANY is a FCU Credit Union. With a total of 7,461 members [1], this institution manages approximately $126,111,311 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.1% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.49% [1].

Financial Snapshot

Total Assets [1]
$126,111,311

Total economic resources.

Total Loans [1]
$84,600,334

Total value of outstanding loans.

Total Deposits [1]
$107,363,157

Total funds deposited by members.

Members [1]
7,461

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.1%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.54%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
78.80%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.84%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -3.49%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.53%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

338 S PATTERSON BLVD

DAYTON, OH, 45402-2845
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by FIREFIGHTERS & COMPANY (Charter #395).

Main Office

Main Office Main Office

Type: Corporate Office

338 S Patterson Blvd

Dayton, OH 45402-2845

Phone: (937) 228-1614

Services: Member Services, Drive-Thru

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Additional Branches

Miamisburg

Monarch Branch

Type: Branch Office

170 Monarch Ln

Miamisburg, OH 45342-3638

Phone: (937) 865-2274

Services: Member Services

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