UPPER DARBY BELLTELCO Credit Union Profile

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UPPER DARBY BELLTELCO

Charter #3819 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (610) 734-1884

Fax: (610) 734-0312

Founding Date: N/A

Website: http://www.udbell.org

Personnel & Operations

President: Mallee, Kevin

Manager: Votta, Richard

FT Employees: 7

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 53

Branches: 1

Hours: MONDAYTHROUGH FRIDAY 8AM TO 3PM; WEDNESDAY

Credit Union Profile Summary

UPPER DARBY BELLTELCO is a FCU Credit Union. With a total of 3,584 members [1], this institution manages approximately $69,301,907 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 24.03% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.31% [1].

Financial Snapshot

Total Assets [1]
$69,301,907

Total economic resources.

Total Loans [1]
$21,962,539

Total value of outstanding loans.

Total Deposits [1]
$52,603,966

Total funds deposited by members.

Members [1]
3,584

Number of active members.

Performance Ratios

Net Worth Ratio [1]
24.03%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.05%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
41.75%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 4.59%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.31%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.53%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1410 BYWOOD AVE

UPPER DARBY, PA, 19082
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by UPPER DARBY BELLTELCO (Charter #3819).

Main Office

Upper Darby Belltelco FCU Main Office

Type: Corporate Office

1410 Bywood Ave

Upper Darby, PA 19082

Phone: (610) 734-1884

Services: Member Services

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