A & S Credit Union Profile

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A & S

Charter #3741 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (724) 375-0248

Fax: (724) 375-8948

Founding Date: N/A

Website: http://www.asfederal.org

Personnel & Operations

President: Baron, Robert

Manager: Huntington, Gina

FT Employees: 6

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: Mon - Fri 9:00 to 4:30 Thursday - 9:00 to 6

Credit Union Profile Summary

A & S is a FCU Credit Union. With a total of 2,330 members [1], this institution manages approximately $39,505,215 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 13.2% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.30% [1].

Financial Snapshot

Total Assets [1]
$39,505,215

Total economic resources.

Total Loans [1]
$11,608,861

Total value of outstanding loans.

Total Deposits [1]
$34,145,048

Total funds deposited by members.

Members [1]
2,330

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.2%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.52%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
34.00%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-4.40%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-3.30%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.60%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2090 Brodhead Rd

Aliquippa, PA, 15001

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by A & S (Charter #3741).

Main Office

A & S Federal Credit Union Main Office

Type: Corporate Office

2283 Brodhead Rd

Aliquippa, PA 15001-4674

Phone: (724) 375-0248

Services: Member Services, ATM

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