TOP TIER Credit Union Profile

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TOP TIER

Charter #3655 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (814) 226-5032

Fax: (814) 226-9033

Founding Date: N/A

Website: http://www.toptierfcu.org

Personnel & Operations

President: Boyles, Deborah

Manager: Lauer, Mark

FT Employees: 48

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 66

Branches: 4

Hours: Monday - Thursday 8:00-4:30 Friday 8:00-6:0

Credit Union Profile Summary

TOP TIER is a FCU Credit Union. With a total of 16,687 members [1], this institution manages approximately $233,341,297 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.41% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 10.26% [1].

Financial Snapshot

Total Assets [1]
$233,341,297

Total economic resources.

Total Loans [1]
$184,211,174

Total value of outstanding loans.

Total Deposits [1]
$208,069,300

Total funds deposited by members.

Members [1]
16,687

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.41%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.62%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
88.53%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
11.06%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
10.26%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
6.80%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

144 Holiday Inn Rd

Clarion, PA, 16214

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by TOP TIER (Charter #3655).

Main Office

Top Tier Federal Credit Union Main Office

Type: Corporate Office

144 Holiday Inn Rd

Clarion, PA 16214

Phone: (814) 226-5032

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Brookville

Top Tier Federal Credit Union Brookville Branch

Type: Branch Office

204 Allegheny Blvd

Brookville, PA 15825

Phone: (814) 715-7160

Services: Member Services, ATM, Drive-Thru

Open in Directions

Cranberry

Top Tier Federal Credit Union Cranberry Branch

Type: Branch Office

6935 US 322

Cranberry, PA 16319

Phone: (814) 670-0659

Services: Member Services, ATM, Drive-Thru

Open in Directions