JAMESTOWN AREA COMMUNITY Credit Union Profile

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JAMESTOWN AREA COMMUNITY

Charter #3551 | NCUA Region 1 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (716) 483-1650

Fax: (716) 483-2046

Founding Date: N/A

Website: https://www.jacfcu.org

Personnel & Operations

President: Maggio, Steven

Manager: Burdick, Vicky

FT Employees: 19

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 6

Hours: 9:00AM to 4:30PM Mon - Wed 9:00AM to 5:00PM

Credit Union Profile Summary

JAMESTOWN AREA COMMUNITY is a FCU Credit Union. With a total of 6,300 members ^[1], this institution manages approximately $82,197,535 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.67% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.53% ^[1].

Financial Snapshot

Total Assets ^[1]

$82,197,535

Total economic resources.

Total Loans ^[1]

$48,642,788

Total value of outstanding loans.

Total Deposits ^[1]

$74,070,444

Total funds deposited by members.

Members ^[1]

6,300

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.67%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

1.47%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

65.67%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 2.84%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 3.53%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 0.41%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

915 E 2ND ST

Jamestown, NY, 14701

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 6 branches reported by JAMESTOWN AREA COMMUNITY (Charter #3551).

Main Office

Jamestown Area Community FCU Main Office

Type: Corporate Office

Type: Branch Office

71 Main St

Randolph, NY 14772

Phone: (716) 358-9326

Services: Member Services, ATM, Drive-Thru

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