FREEDOM UNITED Credit Union Profile

Showing details for FREEDOM UNITED Credit Union.

Home > PA > FREEDOM UNITED

FREEDOM UNITED

Charter #3487 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (724) 774-5575

Fax: (724) 774-6750

Founding Date: N/A

Website: https://www.FREEDOMUNITEDFCU.COM

Personnel & Operations

President: DENGEL, ANDREW

Manager: SMITH, JEFFREY

FT Employees: 14

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 41

Branches: 3

Hours: 9:00 A.M. TO 5:00 P.M. MONDAY - THURS 9:0

Credit Union Profile Summary

FREEDOM UNITED is a FCU Credit Union. With a total of 6,859 members [1], this institution manages approximately $89,977,678 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 17.46% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.38% [1].

Financial Snapshot

Total Assets [1]
$89,977,678

Total economic resources.

Total Loans [1]
$25,043,104

Total value of outstanding loans.

Total Deposits [1]
$74,155,564

Total funds deposited by members.

Members [1]
6,859

Number of active members.

Performance Ratios

Net Worth Ratio [1]
17.46%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.99%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
33.77%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.57%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -2.38%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.32%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

283 Adams St

ROCHESTER, PA, 15074-2143
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 3 branches reported by FREEDOM UNITED (Charter #3487).

Main Office

FREEDOM UNITED FCU Main Office

Type: Corporate Office

283 Adams St

Rochester, PA 15074-2143

Phone: (724) 774-5575

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Harmony

FREEDOM UNITED FCU

Type: Branch Office

115 Perry Hwy Ste 176

Harmony, PA 16037-9205

Phone: (724) 453-1100

Services: Member Services, ATM

Open in Directions

Monaca

FREEDOM UNITED FCU

Type: Branch Office

3589 Brodhead Rd

Monaca, PA 15061-3138

Phone: (724) 775-5025

Services: Member Services

Open in Directions