TRUENERGY Credit Union Profile

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TRUENERGY

Charter #3323 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (703) 750-4394

Fax: (703) 750-7626

Founding Date: N/A

Website: https://www.truenergyfcu.org

Personnel & Operations

President: Shelley, Nell

Manager: Benson, Scott

FT Employees: 23

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 53

Branches: 1

Hours: 7:30AM - 4:00PM

Credit Union Profile Summary

TRUENERGY is a FCU Credit Union. With a total of 7,987 members [1], this institution manages approximately $126,143,743 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.37% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.78% [1].

Financial Snapshot

Total Assets [1]
$126,143,743

Total economic resources.

Total Loans [1]
$89,111,494

Total value of outstanding loans.

Total Deposits [1]
$110,279,094

Total funds deposited by members.

Members [1]
7,987

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.37%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.02%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
80.81%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-0.34%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-3.78%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-4.40%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

6801 INDUSTRIAL RD

SPRINGFIELD, VA, 22151

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by TRUENERGY (Charter #3323).

Main Office

TruEnergy FCU - Springfield Main Office

Type: Corporate Office

6801 Industrial Rd

Springfield, VA 22151

Phone: (703) 750-4394

Services: Member Services, ATM

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