SJP Credit Union Profile

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SJP

Charter #3306 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (716) 833-9670

Fax: (716) 832-1687

Founding Date: N/A

Website: https://www.sjpfcu.org/

Personnel & Operations

President: Wichtowski, Gregory

Manager: Kirsch, Charles

FT Employees: 15

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 54

Branches: 1

Hours: M-W: 9-2pm Th: 10-6pm F: 8-6:30pm

Credit Union Profile Summary

SJP is a FCU Credit Union. With a total of 7,240 members [1], this institution manages approximately $175,307,129 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.98% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.75% [1].

Financial Snapshot

Total Assets [1]
$175,307,129

Total economic resources.

Total Loans [1]
$142,018,270

Total value of outstanding loans.

Total Deposits [1]
$153,555,596

Total funds deposited by members.

Members [1]
7,240

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.98%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.13%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
92.49%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
12.08%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
5.75%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.56%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

341 Englewood Ave

Buffalo, NY, 14223-2819

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by SJP (Charter #3306).

Main Office

341 Englewood Avenue Main Office

Type: Corporate Office

341 Englewood Ave

Buffalo, NY 14223-2819

Phone: (716) 833-9670

Services: Member Services

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