SOUTHWEST COMMUNITIES Credit Union Profile

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SOUTHWEST COMMUNITIES

Charter #3278 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (412) 276-5379

Fax: (412) 276-9423

Founding Date: N/A

Website: http://www.swcfcu.org

Personnel & Operations

President: Bittner, Ronald

Manager: Heil, Barbara

FT Employees: 5

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: Monday - Friday 8:30am - 4:00pm

Credit Union Profile Summary

SOUTHWEST COMMUNITIES is a FCU Credit Union. With a total of 1,898 members [1], this institution manages approximately $18,968,559 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.99% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -12.56% [1].

Financial Snapshot

Total Assets [1]
$18,968,559

Total economic resources.

Total Loans [1]
$6,475,099

Total value of outstanding loans.

Total Deposits [1]
$17,067,869

Total funds deposited by members.

Members [1]
1,898

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.99%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.71%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
37.94%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-2.50%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-12.56%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-3.95%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

213 Pine St

Carnegie, PA, 15106-2438

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by SOUTHWEST COMMUNITIES (Charter #3278).

Main Office

Main Office Main Office

Type: Corporate Office

213 Pine St

Carnegie, PA 15106-2438

Phone: (412) 276-5379

Services: Member Services, ATM

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