EMPOWER Credit Union Profile

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EMPOWER

Charter #3025 | NCUA Region 1 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (315) 477-2200

Fax:

Founding Date: N/A

Website: http://www.empowerfcu.com

Personnel & Operations

President: Datta, Jayant

Manager: McIntyre, Ryan

FT Employees: 557

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 14.67%

Membership Type: 53

Branches: 24

Hours: 7:00am- 7:00pm

Credit Union Profile Summary

EMPOWER is a FCU Credit Union. With a total of 293,393 members ^[1], this institution manages approximately $4,107,761,106 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.43% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 16.27% ^[1].

Financial Snapshot

Total Assets ^[1]

$4,107,761,106

Total economic resources.

Total Loans ^[1]

$3,316,351,756

Total value of outstanding loans.

Total Deposits ^[1]

$3,702,956,749

Total funds deposited by members.

Members ^[1]

293,393

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.43%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.81%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

89.56%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 12.19%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 16.27%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 7.89%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1 Member Way

Syracuse, NY, 13212

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 29 branches reported by EMPOWER (Charter #3025).

Main Office

Headquarters Main Office

Type: Corporate Office

1 Member Way

Syracuse, NY 13212

Phone: (315) 477-2200

Services: None specified

EMPOWER Credit Union Profile

EMPOWER

Headquarters Contact & Staff

Credit Union Profile Summary

Financial Snapshot

Performance Ratios

Four-Quarter Growth

Headquarters Location & Map

Headquarters Address

Member Ratings & Reviews

Rate This Credit Union

Branch Locations

Main Office

Headquarters Main Office

Additional Branches

Auburn

Baldwinsville

Binghamton

Canandaigua

Central Square

Cheektowaga

Chittenango

Cicero

East Syracuse

Elmira

Endwell

Fayetteville

Fulton

Johnson City

Liverpool

Oswego

Palatine Bridge

Syracuse

Utica

Vestal