PALCO FCU Credit Union Profile

Showing details for PALCO FCU Credit Union.

Home > PA > PALCO FCU

PALCO FCU

Charter #2959 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (570) 546-2333

Fax: (570) 546-6868

Founding Date: N/A

Website: https://www.palcofcu.org

Personnel & Operations

President: McKeown, Christopher

Manager: Naughton, Scott

FT Employees: 14

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: MONDAY, TUESDAY, WEDNESDAY 7:30 AM - 4:30 P

Credit Union Profile Summary

PALCO FCU is a FCU Credit Union. With a total of 6,097 members [1], this institution manages approximately $103,652,226 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.34% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 23.28% [1].

Financial Snapshot

Total Assets [1]
$103,652,226

Total economic resources.

Total Loans [1]
$42,770,558

Total value of outstanding loans.

Total Deposits [1]
$92,731,018

Total funds deposited by members.

Members [1]
6,097

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.34%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.39%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
46.12%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.32%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
23.28%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.96%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

191 CHAD RD

MUNCY, PA, 17756-8146

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 1 branches reported by PALCO FCU (Charter #2959).

Main Office

Palco Federal Credit Union Main Office

Type: Corporate Office

191 Chad Rd

Muncy, PA 17756-8146

Phone: (570) 546-2333

Services: Member Services, ATM, Drive-Thru

Open in Directions