PENNSYLVANIA CENTRAL Credit Union Profile

Showing details for PENNSYLVANIA CENTRAL Credit Union.

Home > PA > PENNSYLVANIA CENTRAL

PENNSYLVANIA CENTRAL

Charter #2625 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (800) 356-3875

Fax: (717) 564-5066

Founding Date: N/A

Website: https://www.pacentralfcu.com

Personnel & Operations

President: Brightbill, William

Manager: Wagner, Gregory

FT Employees: 17

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 3

Hours: 8:30 to 5:00 M-F

Credit Union Profile Summary

PENNSYLVANIA CENTRAL is a FCU Credit Union. With a total of 8,453 members [1], this institution manages approximately $85,839,005 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.23% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.42% [1].

Financial Snapshot

Total Assets [1]
$85,839,005

Total economic resources.

Total Loans [1]
$57,342,182

Total value of outstanding loans.

Total Deposits [1]
$76,819,584

Total funds deposited by members.

Members [1]
8,453

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.23%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.76%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
74.65%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.35%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 5.42%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.72%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

959 E Park Dr

Harrisburg, PA, 17111-2810
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 3 branches reported by PENNSYLVANIA CENTRAL (Charter #2625).

Main Office

Main Office Main Office

Type: Corporate Office

959 E Park Dr

Harrisburg, PA 17111-2810

Phone: (800) 356-3875

Services: Member Services, Drive-Thru

Open in Directions

Additional Branches

Harrisburg

Jonestown Road

Type: Branch Office

5137 Jonestown Rd

Harrisburg, PA 17112-2924

Phone: (800) 356-3875

Services: Member Services, ATM, Drive-Thru

Open in Directions

Palmyra

Palmyra

Type: Branch Office

1220 E Main St

Palmyra, PA 17078-9505

Phone: (800) 356-3875

Services: Member Services, ATM, Drive-Thru

Open in Directions