SAINT NICHOLAS Credit Union Profile

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SAINT NICHOLAS

Charter #2583 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (570) 825-2640

Fax: (570) 970-2895

Founding Date: N/A

Website: http://www.snfcu.org

Personnel & Operations

President: George, Christopher

Manager: Brennan, William

FT Employees: 1

PT Employees: 7

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 01

Branches: 1

Hours: Monday 11:00 to 8:00 PM Tuesday 11:00 to 7:

Credit Union Profile Summary

SAINT NICHOLAS is a FCU Credit Union. With a total of 929 members [1], this institution manages approximately $3,499,266 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.92% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.66% [1].

Financial Snapshot

Total Assets [1]
$3,499,266

Total economic resources.

Total Loans [1]
$2,342,289

Total value of outstanding loans.

Total Deposits [1]
$2,969,458

Total funds deposited by members.

Members [1]
929

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.92%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.05%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
78.88%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-7.54%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-3.66%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-4.91%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

254 S Washington St

Wilkes Barre, PA, 18701

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by SAINT NICHOLAS (Charter #2583).

Main Office

Saint Nicholas FCU Main Office

Type: Corporate Office

254 S Washington St

Wilkes Barre, PA 18701

Phone: (570) 825-2640

Services: Member Services

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