CROSSROADS COMMUNITY Credit Union Profile

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CROSSROADS COMMUNITY

Charter #2508 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (716) 896-8084

Fax: (716) 896-8086

Founding Date: N/A

Website: http://www.crcfcu.com

Personnel & Operations

President: Porempski, Joseph

Manager: Turski, Kimberly

FT Employees: 10

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: M-TU-W-F 9:00AM - 4:00PM TH 9:00

Credit Union Profile Summary

CROSSROADS COMMUNITY is a FCU Credit Union. With a total of 5,351 members [1], this institution manages approximately $91,566,673 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 14.39% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -13.39% [1].

Financial Snapshot

Total Assets [1]
$91,566,673

Total economic resources.

Total Loans [1]
$21,930,270

Total value of outstanding loans.

Total Deposits [1]
$78,306,018

Total funds deposited by members.

Members [1]
5,351

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.39%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.71%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
28.01%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.30%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -13.39%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -4.31%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3031 WILLIAM ST

CHEEKTOWAGA, NY, 14227
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by CROSSROADS COMMUNITY (Charter #2508).

Main Office

Main - 3031 William Street Main Office

Type: Corporate Office

3031 William St

Cheektowaga, NY 14227

Phone: (716) 896-8084

Services: Member Services

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Additional Branches

Kenmore

Radius FCU

Type: Branch Office

2853 Delaware Ave

Kenmore, NY 14217-2719

Phone: (716) 875-1747

Services: Drive-Thru

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