TENDTO Credit Union Profile

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TENDTO

Charter #24965 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (814) 455-6400

Fax: (814) 452-1263

Founding Date: N/A

Website: https://www.tendtocu.com

Personnel & Operations

President: Heidt, Ryan

Manager: Kalie, Michael

FT Employees: 32

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 4

Hours: Monday - Thursday 9-5 Friday 9 -6

Credit Union Profile Summary

TENDTO is a FCU Credit Union. With a total of 11,787 members [1], this institution manages approximately $145,722,242 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.91% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.87% [1].

Financial Snapshot

Total Assets [1]
$145,722,242

Total economic resources.

Total Loans [1]
$66,112,729

Total value of outstanding loans.

Total Deposits [1]
$133,759,633

Total funds deposited by members.

Members [1]
11,787

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.91%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.39%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
49.43%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
8.16%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-4.87%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.51%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1129 State St

Erie, PA, 16501-1911

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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No branch locations found for this credit union in the database.